Oper shr 15 cts vs 1.07 dlrs    Oper net 372,000 vs 2,601,000
    Year
    Oper shr 80 cts vs 61 cts
    Oper net 1,952,000 vs 1,491,000
    NOTE: Net excludes realized investment loss 13,000 dlrs vs
gain 986,000 dlrs in quarter and gains 1,047,000 dlrs vs
1,152,000 dlrs in year.
    1986 year net excludes tax credit 919,000 dlrs.
 Reuter
