Year to December 31, 1986    Net profit 78 mln N.Z. Dlrs vs 45 mln
    Pre-tax profit 147 mln vs 88 mln
    Total assets 7.7 billion vs 6.4 billion
    Notes - The company is 100 pct owned by Lloyds Bank Plc
&lt;LLOY.L>. Results include for the time first a pre-tax profit,
of 11 mln N.Z. Dlrs, from Australian unit &lt;Lloyds Bank NZA
Ltd>.
 REUTER
