Shr 31 cts vs 31 cts    Net 226,000 vs 173,000
    Assets 73.1 mln vs 62.5 mln
    Deposits 54.6 mln vs 51.5 mln
    NOTE: earnings per share for 1987 affected by issuance of
166,750 shares of common stock in December 1986.
 Reuter
