Shr 34 cts vs 32 cts    Net 2,328,515 vs 2,175,046
    12 mths
    Shr 1.14 dlrs vs 1.25 dlrs
    Net 7,857,997 vs 8,615,439
    NOTE company attributed decrease to significant drop in
prime lending rate as its principal business is pegged to the
interest rate.
 Reuter
