Shr 1.24 dlrs vs 19 cts    Shr diluted 1.11 dlrs vs 19 cts
    Net 11.9 mln vs 1,830,000
    Revs 79.3 mln vs 46.1 mln
    NOTE: 1986 net includes pretax charge 8,300,000 dlrs from
increases and reserves and writeoffs of low-yielding assets and
pretax gain 20.8 mln dlrs from sale of Multi-Family subsidiary.
 Another 3,800,000 dlrs of gain from the Multi-Family sale will
be recognized in 1987 if Multi-Family meets targeted operating
results.
 Reuter
